🎉   Please check out our new website over at books-etc.com.

Seller
Your price
£26.00
Out of Stock

Debt Advice Handbook

Format: Paperback / softback
Publisher: CPAG, London, United Kingdom
Imprint: Child Poverty Action Group
Published: 9th Jul 2015
Dimensions: w 145mm h 212mm d 36mm
Weight: 510g
ISBN-10: 1906076898
ISBN-13: 9781906076894
Barcode No: 9781906076894
Trade or Institutional customer? Contact us about large order quotes.

New & Used

Seller Information Condition Price
-New
Out of Stock

What Reviewers Are Saying

Submit your review
Jul 25th 2015, 21:59
Excellent
Awesome - 10 out of 10
EXTENDING THE AVAILABILITY OF DEBT ADVICE: CHECK OUT THE NEW ELEVENTH EDITION OF CPAG’s DEBT ADVICE HANDBOOK

An appreciation by Phillip Taylor MBE and Elizabeth Taylor of Richmond Green Chambers

Anyone in a professional capacity providing advice on debt -- its consequences and remedies -- needs this book. Published by the Child Poverty Action Group, the book typifies the style and aims of that estimable organisation in that it is comprehensive, reliable, accurate and accessible.

Clearly written, the Debt Advice Handbook can be used by consumers and their advisers alike (although it does recommend getting proper professional advice whenever circumstances indicate that this is necessary).

The book’s reliability and popularity is evidenced by the fact that it has now gone into its eleventh edition which, by necessity, updates all previous editions. Make sure, for example, that you check out the new information on payday loans and the powers of bailiffs. And in another important example, look up the new ‘bankruptcy threshold’ which for almost the first time since the post-war period, has been raised from £750 to £5,000 as of October 2015.

The book’s seventeen chapters cover the full range of debt- related concerns. Both new and experienced advisers will appreciate the first three chapters which outline the processes and skills involved in advising clients; from interviewing negotiating and letter writing to budgeting, and implementing appropriate strategies.

The rules of consumer credit and types of debt are enumerated in Chapters 4 and 5, while prioritizing debt and maximizing income and minimizing debt are explained in Chapters 5, 6 and 7. Other chapters of note include Chapter 10, (county court), Chapter 13 (magistrates’ court) and Chapter 14, which deals with bailiffs, (their powers, emergency action and making complaints). The final chapter offers concise and comprehensive advice on all the pertinent aspects of student debts.

Quite justifiably this compact yet detailed handbook has been referred to as ‘the most comprehensive guide to the practice and process of money advice in England and Wales.’ Whether for emergencies or non-emergencies, the advice in this Handbook in indispensable. All debt advisers should have a copy. And all Citizens Advice Bureaux certainly do.

The law covered in this book is correct as at 1st April 2015 and includes regulations laid up to that date.