Combining comprehensive and up-to-date syllabus coverage with exercises and exam-style questions, this text focuses on holistic financial planning. Awarded by the Chartered Insurance Institute (CII), the FPC is designed for people involved in the selling of financial products or services. The FPC is the compulsory minimum standard required by the industry's regulatory body - the Personal Investment Authority. The AFPC (advanced) represents the next optional level of qualification. This text takes full account of tax legislation for 2001/2, as required for exams from July 2001 through to April 2002.