Like previous editions, COMMERCIAL BANK MANAGEMENT, Third Edition, is designed to help those students who are thinking about a career in banking and professionals in the banking field by providing them with a view of the subject from the perspective of both a bank customer and bank manager. Rose gives students insight into modern issues such as interstate banking, risk management, global banking, technological advancements, and government deregulation_issues bankers must confront every day. The text demonstrates the critical role banks play in determining standard of living, availability of jobs, and overall function of business. It contains a balance of theoretical and analytical material, which provides students with the tools they need to understand modern banking. For those already employed in banking, the book will improve management skills and keep them up to date on the most current trends in banking. It is used in undergraduate and MBA level courses in commercial banking, as well as in financial institutions courses, when the emphasis is on commercial banking.