Wider share-ownership, greater freedom of pension choice, an ever-increasing range of investment opportunities and the many options available inloans and mortgages have resulted in an increase in the number of people seeking advice on financial matters. This coupled with the regulations laid down by the Financial Services Act to provide "best advice" makes it important that financial advisers give practical and reliable information. This handbook aims to be a guide to all aspects of personal financal planning, providing the information and explanation necessary for making sound financial decisions. The volume covers aspects of personal finance from unit trusts to life assurance and house purchase to social security and discusses tax and its effect on all areas of personal finance. The book is intended for use by solicitors, accountants, financial intermediaries and personal investors and information is kept up-to-date by regular updating releases.